To add: I have no intention to buy the certificate-based government bonds issued today (August 10) because they no longer bear interest. But I'm also worried. After all, the five-year interest rate is 6. 15. I was dazzled when I asked in the bank. After consulting the bank staff, it is very likely that electronic government bonds will be sold in September.

I think: if you buy less, it doesn't matter whether it is a voucher or an electronic one. If you buy too much, you must buy electronics.

I'm going to buy more, so I have to wait for the issuance of electronic government bonds in September. Take 65438+100000 yuan as an example. The five-year interest rate is 6 15, and the annual interest rate is 6 150 yuan. (It may increase in September. After five years, it will be more than 30 thousand, and you can earn interest by saving it.

Actually, you are going abroad. It doesn't matter if you don't need to get interest every year.

Good luck!