Employees who have paid the housing provident fund in full and continuously for more than half a year in the administrative area of Fuyang City, who have purchased and built their own houses, may apply for individual housing entrusted loans to the Fuyang Housing Provident Fund Management Center. What are the specific conditions of Fuyang provident fund loan? 1. The borrower has paid the housing provident fund normally for more than 6 consecutive months (inclusive) before applying for the provident fund loan; 2. What are the loan conditions of Fuyang Provident Fund that employees want to know more about? Come and have a look with me.

Employees who have paid the housing provident fund in full and continuously for more than half a year in the administrative area of Fuyang City, who have purchased and built their own houses, may apply for individual housing entrusted loans to the Fuyang Housing Provident Fund Management Center. What are the specific conditions of Fuyang provident fund loan?

1. The borrower has paid the housing provident fund normally for more than 6 consecutive months (inclusive) before applying for the provident fund loan;

2. The unit where the employee works has established the housing provident fund system for more than two years and the unit has no bad deposit record, and the newly transferred and newly employed employees have paid the housing provident fund for more than three months (including three months);

3 loans for the purchase of commercial housing, affordable housing, housing reform, second-hand housing, reconstruction and restoration of housing and self-built housing;

4. A natural person with stable economic income and the ability to repay the loan principal and interest, good credit record and full capacity for civil conduct;

5. There is a legal purchase contract and self-raised funds with a down payment of not less than 20% of the total purchase price;

6. Newly traded second-hand houses can apply for loans with deed tax invoices within 6 months; Do not provide loans for more than 6 months.

7. Those who hold housing ownership certificate loans can apply for renovation loans within two years with deed tax invoices, and do not provide loans for more than two years.

8. Self-built houses can apply for loans within one year, and loans will not be provided for more than one year;

9. After withdrawing the provident fund, employees must continuously deposit it for more than 1 year, and they are not eligible for loans within 1 year.

Tip: What are the loan conditions of Fuyang Provident Fund? Generally, it includes a legal purchase contract, self-raised funds with a down payment of not less than 30% of the total purchase price and a good credit record. Before applying for this business, the public should refer to the information provided above so as to have a good idea.