First, green finance.
1, green finance is a financial term; Green finance can promote environmental protection and governance, and guide resources from industries with high pollution and high energy consumption to departments with advanced concepts and technologies. At present, China's green financial policy is advancing steadily, and great progress has been made in the fields of credit, bonds and funds.
2. Green finance has two meanings: one is how the financial industry promotes environmental protection and sustainable economic and social development, and the other is the sustainable development of the financial industry itself. The former points out that the function of "green finance" is mainly to guide the flow of funds to resource-saving technology development and eco-environmental protection industries.
3. Guide enterprises to pay attention to green environmental protection in production and guide consumers to form a green consumption concept; The latter makes it clear that the financial industry should maintain sustainable development and avoid excessive speculation and focus on short-term interests.
Second, the concept
1. Theoretically speaking, the so-called "green finance" means that the financial sector takes environmental protection as a basic policy, considers potential environmental impacts in investment and financing decisions, integrates potential benefits, risks and costs related to environmental conditions into daily business, and pays attention to the protection of ecological environment and the control of environmental pollution in financial business activities.
2. Promote the sustainable development of society by guiding social and economic resources. Green finance means that financial institutions bring environmental assessment into the process and pay attention to ecological environment protection and green industry development in investment and financing activities. With the growth of population, rapid economic development and sharp increase of energy consumption.
3. The global ecological environment has been seriously challenged, and achieving green growth has become the development trend of the current world economy. Under the background of the continuous development of low-carbon economy in various countries, green finance has become one of the focuses of attention in the world.
Third, characteristics
Compared with traditional finance, the most prominent feature of green finance is to emphasize the interests of the living environment of human society. It regards environmental protection and effective utilization of resources as one of the criteria to measure the effectiveness of its activities, and guides economic subjects to pay attention to the natural ecological balance through its own activities.