1, you can actively pay attention to funds such as "Belt and Road, Medical Care, Environmental Protection, Sub-IPO". For example, medical care and environmental protection.

2. Consumption, medical care and technology. Funds with consumer themes are basically scarce.

3. Bond funds

4. Buy less closed-end funds.

Because you can't get the money before the opening period.

5. The annualized rate of return of past funds managed by the fund manager is lower than 14%, which will not be considered. If the fund manager has been managing the fund for less than three years, try not to choose. If the annualized rate of return is high, such as more than 20%, it can be considered.

6. Convertible bond funds

It has the characteristics of "guaranteeing the bottom, not capping".

How to choose a fund

1. From the perspective of historical performance, historical performance represents the performance of the fund since its establishment, and the higher the historical performance, the better.

2. From the perspective of maximum withdrawal: the maximum withdrawal is the range from the highest to the lowest net value of the fund in a period of time, and the lower the maximum withdrawal value of the fund, the better.

3. From the fund manager's point of view, the fund manager is the manager of the fund, who can choose to have industry research experience and long-term fund management. It is best to have a fund manager who has experienced the complete transformation of bulls and bears, or you can directly choose a star fund manager.

fund

1, fund, English is fund, which generally refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.

2. From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.

3. Funds are divided into investment funds, provident funds and insurance funds.

(1) According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds.

Open-end funds are generally not listed and traded, but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.

(2) According to different organizational forms, it can be divided into corporate funds and contractual funds.

A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.

(3) According to the different investment risks and returns, it can be divided into growth funds, income funds and balanced funds.

(4) According to different investors, it can be divided into four categories: money fund, bond fund, mixed fund and stock fund.