Subjectivity of law:

We all know that medical insurance consists of two parts: one is the money in the personal medical insurance card account, and the other is the money paid by the unit into the medical insurance pooling fund, that is, the pooling fund. So can the money in the medical insurance card be used by the family? The following small series has compiled this knowledge for everyone, welcome to read! Can the money in the medical insurance card be used for family members? Insured persons pay the expenses incurred by their close relatives from the surplus funds in their personal accounts over the years, and they need to apply to the medical insurance agency in the insured place with relevant supporting materials, such as the household registration book and marriage certificate, the medical insurance card, the original vouchers, lists and medical records of hospital charges. There are two ranges of expenses that can be paid for close relatives. The Opinions on Expanding the Payment Range of Balance Funds in Medical Insurance Personal Accounts clarifies that close relatives include spouses, parents, children, brothers and sisters, grandparents, grandchildren and grandchildren. The expenses that can be paid for close relatives are stipulated: 1. The personal expenses for the close relatives of the insured to participate in the basic medical insurance for urban and rural residents, and the expenses for using rabies vaccine, various pneumococcal and influenza vaccines. For example, if a child is vaccinated against influenza, if there is a balance in the medical insurance account of the child's parents or grandparents, the money can be used to pay. However, the form of payment is not a direct credit card, but you need to pay in advance yourself, and then apply to the medical insurance agency in the insured area with relevant supporting materials. 2. Medical expenses incurred by close relatives of the insured who meet the payment scope of basic medical insurance and are borne by individuals after compensation by basic medical insurance. Some people may be thinking, anyway, the money in the medical insurance card of close relatives can be paid according to the regulations, and it is troublesome to go through the relevant formalities in the social security department, so it is better to brush their medical insurance card directly. This kind of behavior belongs to the use of other people's medical insurance cards to defraud the medical insurance fund, which constitutes a crime and will be investigated for criminal responsibility according to law. Readers who need legal help are welcome to seek legal advice. Legal objectivity:

The medical insurance card is uniformly issued by the labor and social security department, and it is the certificate for the insured to see a doctor, record and use the funds in the personal medical account. Personal medical account funds, that is, the money in the medical insurance card we often say, include the following four parts: (1) The basic fund will be included in the medical basic fund 1 yuan for everyone in the month following the first insurance payment; Then, after the accumulated payment is over 12 months, each person will be transferred to 1 yuan every year. (2) All the insured persons who pay the individual contributions of on-the-job employees shall pay the basic medical insurance premium at 2% of the payment base every month, and all these funds will be included in the individual medical account. When the insured person has gone through the retirement formalities in accordance with the state regulations, the proportion of personal accounts will be adjusted from the month after the retirement formalities, and individuals will no longer need to pay the basic medical insurance premium. (3) according to the proportion of the following different age groups included in the personal medical account funds. For example, 1% for people under 35 years old and 5.1% for retirees. (4) legitimate income such as interest. According to the "Trial Measures for Basic Medical Insurance for Urban Workers in Guangzhou", individual employees on the job should pay the basic medical insurance premium at 2% of their payment base, and the employer should pay the basic medical insurance premium at 8% of their payment base.