Does the new fund generally go up or down?
Whether the new fund is up or down generally depends on the market environment and the operation of the fund manager, and users can only judge it after the closed period. Generally speaking, in a bull market, the faster the fund manager opens a position, the more likely the user's fund will rise, and vice versa. In a bear market, the later a fund manager opens a position, the greater the possibility that a new fund will rise, and vice versa. Generally speaking, if users want to buy new funds, it is best to buy them in a bear market. When the new fund was issued, the valuation was relatively low. If in the bear market stage, the place to fall is limited.
After the first new fund is issued, the closure period is usually three months, and it may be more than three months. The specific time is decided by the fund company. Generally, the establishment of new funds will gradually go through the raising period and the closing period, and then enter the opening period. During the fundraising period, investors will purchase new funds according to their personal intentions, and will enter a closed period after meeting the fundraising requirements of new funds. During the closed period, investors cannot purchase or redeem fund shares.
After the establishment of the new fund, the fund company needs a period of time to gradually complete the opening of positions through the research of the industry market. However, it generally takes a long time for funds to open positions, which is different from personal investment. Generally speaking, the scale of fund operation is relatively large, which requires a lot of money to buy various assets. One-time purchase will have an impact on the sales market. In order to reduce this impact, fund companies will choose to buy many times and gradually open positions. At the same time, many investors are more concerned about the liquidity of assets. In order to avoid the negative impact of the closed period on investors because the assets cannot flow, the closed period of the fund is shorter than the open period. After the basic opening, the fund will end the closed period and enter the open period.
The risk of buying funds is far less than that of stocks, but the composition of stock funds is that investors give money to fund managers to invest in the stock market, so it will be related to the stock market and will rise with the stock market. For example, in the case of daily limit, Man Cang stock market and stock market can rise by 10% at most.
Because the rise and fall of stocks are controlled by the board of directors, the daily limit is only controlled by 10%, and the fund doesn't just buy one stock, so it is impossible for them to all go up or down. The fluctuation range is determined by the weighted average of the stocks held by the fund manager, the operation of buying and selling stocks on the same day and the fluctuation interest of the bonds allocated by the fund manager. Generally speaking, the fluctuation range of stock funds is generally within 3%, and basically will not exceed 10%. If other types of funds, such as gold funds or QDII funds, may exceed 10%, there is no price limit because they invest in foreign markets. The increase of funds fluctuates with the fluctuation of the market. If the market rises more, it will rise more. Generally speaking, the daily fluctuation of fund funds is limited. It is impossible to lose all your money at once. It will basically not exceed 10%. If it is a gold fund, or this QDII fund, it may exceed 10%.