how long does it take to pay medical insurance in Hangzhou? What is the payment ratio? The payment period of medical insurance in Hangzhou is 2 years. In Hangzhou, the proportion of employees paying medical insurance is 9.5%, that of civil servants is 15%, and that of flexible employees is 7.5%.

payment period of medical insurance in Hangzhou: the payment period of medical insurance in Hangzhou is 2 years, and the medical security system is divided into four parts: employee medical insurance, urban medical insurance, new rural cooperative medical system and medical assistance. Urban and rural residential medical insurance includes three categories: elderly residents' medical insurance (mainly Hangzhou citizens who are over 6 years old and over 5 years old and have not participated in employee medical insurance), college students' medical insurance and children's medical insurance.

Payment ratio of medical insurance in Hangzhou: (1) Enterprises, private non-enterprise units and units insured by reference enterprises, 9.5% of the total wages of all employees in the unit last month is taken as the base, of which .5% of the base is transferred to employees' personal accounts by the insured units according to a certain proportion; (II) State organs, institutions and social organizations that are included in the scope of national civil servants' Medicaid shall pay 15% to the medical insurance agency on a monthly basis based on the total wages of all employees of the unit last month, of which 6% of the base is used to establish the inpatient and outpatient co-ordination fund for specified diseases (hereinafter referred to as the inpatient co-ordination fund); (3) Flexible employees shall pay 7.5% to the medical insurance agency on a monthly basis, based on the average monthly salary of employees in the overall planning area in the previous year, by individuals (in which employees in informal organizations are managed by informal employment organizations); (4) If the total average monthly salary of employees of the insured unit is lower than 6% of the average monthly salary of employees in the overall planning area last year, 6% of the average monthly salary of employees in the overall planning area will be paid as the base; If it is higher than the average monthly salary of employees in this overall planning area by 3% last year, the average monthly salary of employees in this overall planning area by 3% last year will be paid as the base.

reimbursement rate of medical insurance in Hangzhou: for medical expenses incurred by urban and rural residents who are insured by medical insurance, medical subsidies for major diseases shall be provided at a rate of not less than 5%. In the "Detailed Rules", the proportion of urban and rural residents' hospitalization medical insurance fund payment was adjusted from 7% to 75%.