What is the proportion of the housing maintenance fund? Housing maintenance fund is not what you want to pay, and China has established a corresponding proportion. When selling commercial housing, the buyer and the selling enterprise shall sign a commitment letter to pay the relevant maintenance fund, and the buyer shall pay the maintenance fund to the selling enterprise according to the proportion of 2-3% of the purchase price. Maintenance funds entrusted by housing sales enterprises belong to all owners and are not included in housing sales. The implementation standards for the deposit and payment of the first special maintenance fund are: 90 yuan/m2 for high-rise residential buildings (including double floors with elevators) and 50 yuan/m2 for double floors (including single-family villas).
How to use the housing maintenance fund? People are more concerned about how to use the housing maintenance fund and how to apply. Generally, there is no industry Committee community, and the housing maintenance fund is managed by the Housing Authority, but the application process is very complicated. If you want to use the housing maintenance fund, you must follow the double two-thirds standard, that is, more than two-thirds of the residents occupying the construction area and more than two-thirds of the residents can apply after discussing the basis. There is no industry Committee community, and the property management office came out to apply. If there is no property management community, the community can apply.
What is the mortgage registration procedure? 1, specify the application, and provide the formalities required for mortgage of real estate;
2. When hearing an application, the Housing Authority will review the procedures submitted by the applicant. If it meets the requirements, the application will often be given a serial number and a receipt, which will indicate the documents submitted, the date and serial number of the hearing;
3. The housing management department finds out the ownership of the real estate applying for transfer registration from the real estate register, and verifies the authenticity and validity of the information provided by the applicant;
4. In case of advance registration, the Housing Authority shall affix the official seal of pledge on the real estate license and record the mortgage in the real estate register;
5. The Housing Authority deducts various expenses and returns the house title certificate stamped with the official seal of the house mortgage loan to the pledged defendant within the specified time;
6, according to the provisions of the establishment of land and real estate registration files.
Mortgage loan steps 1. Prepare loan materials in advance: the borrower will prepare the documents and valid certificates required for applying for loans as required;
2. Financial institutions hold talks and submit loan applications and raw materials;
3. Entering the household: the asset appraisal company docked with the bank conducts on-the-spot investigation and evaluation of the mortgaged house (except the collateral, the business loan usually needs to go to the site for the enterprise);
4. Bank audit: submit all the original materials for applying for loans, and attach an analysis report or a letter of intent for investigation and evaluation;
5. Submit the loan use contract and the third-party account;
6. After approval, sign a loan contract after approval;
7. Mortgage notarization of the loan house: the borrower and the mortgagee go to the notary office to notarize the loan contract;
8. Mortgage registration: bring the real estate license and loan agreement to the housing management department for mortgage registration;
9. The next paragraph: After the Housing Authority has completed the house ownership certificate, the bank will lend money and transfer the money to the third-party account provided by the borrower;
10. Bank account opening: the borrower opens the borrower's bank account to repay the loan.