1. What about the C-term of China Life’s R-e Kangyue million-dollar medical insurance?

Is the C-term of China Life’s R-e Kangyue million-dollar medical insurance a 10,000-yuan medical insurance that reimburses medicines? A kind of social insurance at home and abroad that can reimburse the insured for medical treatment, examination, surgery, imported drugs, self-paid drugs and other medical expenses paid in accordance with the insurance contract to solve the medical problems of the insured and protect the health of the insured.

China Life Rue Kangyue Million Medical Health Insurance Section C targets more than 1 million medical insurance, which can be used for drug reimbursement inside and outside social security. The maximum annual reimbursement amount is 6 million yuan, and the social responsibility of this insurance does not limit diseases. Whether the insured person is hospitalized due to some accident or other illness, as long as one of them meets the actual conditions stipulated in the insurance company contract in our country, we can be reimbursed.

2. Advantages of China Life’s e-Kangyue Million Medical Insurance Plan C

Complete protection: not only can you add “malignant tumor-related medical insurance”, but you can also add it to hospitalization insurance Add "outpatient emergency medical service fee insurance before and after hospitalization" and "outpatient surgery medical management fee insurance" to further develop and strengthen research on insured protection companies.

Short waiting period: The 30-day waiting period allows the insured to obtain actual protection as soon as possible.

High insurance coverage: China Life’s e-Kangyue Million Medical and Health Insurance Section C not only greatly increases the company’s annual social security fund amount, but also provides medical insurance premiums for hospitalized patients up to 6 million yuan, providing The insured is guaranteed full coverage, and the lifetime payment limit for vicious cycle tumor hospitalization allowance is cancelled.

Update rules are clear: Millions of medical insurance companies often set up obstacles in updating rules. For a good medical insurance, the update rules must be clear. In addition, the maximum age for renewal is also stipulated, and the insured can renew the policy up to 80 years old.

3. Disadvantages of China Life’s e-Kangyue Million Medical Insurance Plan C

1. Renewal is not guaranteed

National Life’s e-Health Insurance c The renewal rules, while clearer, do not guarantee renewal, meaning that if the insured withdraws from the policy within a year, they may face denial of coverage by the insurance company next year.

2. No advance payment function

China Life’s e-Kangyue Million China Medical Health Insurance Section C does not need to have various prepayment functions. If the insured person is out of danger, the insured person needs to pay the treatment management fee in advance, and then apply for reimbursement after the treatment is completed. If millions of dollars of medical insurance do not have a prepayment function, it will affect users' claims to a certain extent, and users may not have much money for treatment.

This is the introduction of China Life Rue Kangyue Million Medical and Health Insurance Section C. Through the above research, we can find that the biggest development characteristic advantage of this insurance is its high coverage and full coverage. It not only requires A short waiting period also requires clear renewal rules.