The difference between the state-run provident fund and the municipal-run provident fund:

1. The payment groups are different: the state-run provident fund is the provident fund paid by the employees of the central state organs and units in Beijing; The municipal provident fund refers to the provident fund paid by employees of local provinces and cities, urban enterprises and institutions.

2. The loan processing time is different: the processing time of state-managed provident fund loans is usually 45-6 days; The processing time of municipal provident fund loans is usually 3-45 days.

3. repayment method: the repayment method of the state-managed provident fund is limited, and it can only be equal to the principal and interest or average capital; The repayment method of the municipal provident fund loan can be chosen at will.

4. Different scope of use: the state-managed provident fund can be used across regions; The municipal provident fund can only be used in the payment area.

Beijing provident fund rental withdrawal procedures:

1. You can apply for withdrawal of provident fund without lease contract and rent. Beijing Housing Provident Fund Management issued the Notice of the Ministry of Housing and Urban-Rural Development and the People's Bank of Finance on Relaxing the Conditions for Withdrawing Housing Provident Fund to Pay Rent (hereinafter referred to as the Notice), which simplified the procedures for withdrawing housing provident fund for renting houses. From now on, renting a commercial house does not need to provide a housing lease contract and rent, but only needs to prove that there is no room, so you can apply for withdrawing my housing provident fund;

2. When withdrawing the provident fund, you need to bring the following documents: withdrawal application, rental certificate issued by the company, certificate of basic old-age insurance paid by the company, original and photocopy of ID card, etc. It is important to have a bank savings account. Go through the withdrawal formalities at the deposit management department through the manager of the unit where the account is located;

3. according to the new policy issued by Beijing housing provident fund management, the conditions for applying for housing provident fund for renting a house are as follows: employees and their spouses have no room in Beijing, and they rent public rental housing or commercial housing, so they can withdraw their housing provident fund to pay the rent, and each person can withdraw the provident fund of no more than 1,5 yuan per month. This move is to implement the spirit of the Notice on Relaxing the Conditions of Paying Rent from Housing Provident Fund issued by the Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the People's Bank of China.

to sum up, the state-managed provident fund is the provident fund paid by employees of state-owned institutions such as central state organs and units in Beijing.

Legal basis:

Article 11 of the Regulations on Housing Provident Fund

The Housing Provident Fund Management Center shall perform the following duties:

(1) Prepare and implement the plan for the collection and use of housing provident fund;

(2) To be responsible for recording the deposit, withdrawal and use of employee housing provident fund;

(3) Responsible for the accounting of housing provident fund;

(4) to examine and approve the withdrawal and use of housing provident fund;

(5) Be responsible for maintaining and returning the housing accumulation fund;

(6) to prepare a report on the implementation of the plan for the collection and use of housing provident fund;

(7) to undertake other matters decided by the housing provident fund management Committee.