If the provident fund is not paid, the loan cannot be continued.

Provident fund loans require that the borrower has good credit, has participated in the housing provident fund system, has a stable occupation and income, and has made continuous deposits to the housing provident fund for more than six months or accumulated contributions for more than two years.

The conditions for providing provident fund loans are as follows: 1. The borrower has a legal and valid residence identity certificate and a household registration book; 2. The borrower has a stable economic income and the ability to repay the principal and interest of the loan on time, has good personal credit, and is a natural person with full civil capacity;

3. The borrower has paid the housing provident fund in full and on time, with no overdue (delayed) payment, and has paid the housing provident fund continuously for more than six months; 4. Has a legal contract (agreement) and other information for purchasing a self-occupied house.

, the down payment of the house purchase paid with self-raised funds reaches the prescribed proportion; 5. The borrower agrees to use the purchased house as a mortgage and provide a guarantee recognized by the center.

If you want to continue to borrow money after the provident fund payment is suspended, it mainly depends on the length of the suspension period.

The details are as follows: 1. Generally, the suspension of payment does not exceed 3 months. After timely payment, you can continue to apply for provident fund loans; 2. If the suspension of payment exceeds 3 months, the Provident Fund Management Center will suspend the acceptance of provident fund personal housing loan applications; 3.

. If you are a borrower who has applied for a provident fund loan, and according to the contract, if the housing provident fund loan borrower fails to pay the housing provident fund in full and on time for three consecutive months or for a cumulative six months, the provident fund management center has the right to terminate the loan contract and will

Borrowers are required to pay off housing provident fund loans in advance.

To sum up, if the provident fund is broken, you cannot get a loan.

Therefore, if you plan to use provident fund loans to buy a house, provident fund payments cannot be discontinued.

In the provident fund loan regulations, the most basic requirement for a provident fund loan is that the provident fund loan must be paid continuously for at least six months before the loan is granted.

Legal basis: Article 25 of the "Housing Provident Fund Management Regulations" If an employee withdraws the balance in the housing provident fund account, the unit where he/she works shall verify it and issue a withdrawal certificate.

Employees should apply to the Housing Provident Fund Management Center to withdraw housing provident funds with the withdrawal certificate.

The Housing Provident Fund Management Center shall make a decision on whether to approve the withdrawal or not to allow the withdrawal within 3 days from the date of accepting the application, and notify the applicant; if the withdrawal is approved, the entrusted bank shall handle the payment procedures.