Have you lost all the principal of the foundation?
The fund will not lose all its principal. When the net value of the fund falls to a certain extent, the fund company will carry out liquidation operations, and investors can get back some assets. In the stock market, when investors buy a stock, it is likely that listed companies will close down because of poor management, resulting in the loss of all the investors' principal. However, in the fund market, the decline of fund net value will reduce investors' funds and will not lead to the loss of investors' principal. The most serious situation is that the fund company carries out settlement, and the fund company converts the investor's share into assets and returns it to the investor according to the net value of the fund the day before settlement. Therefore, users buy it.
What information should I pay attention to when buying a fund?
1, depending on the situation of the fund manager: the investment characteristics of the fund manager, the performance of the previously managed funds, the employment rate of return, the employment rate of return, etc. can be comprehensively considered;
2. Look at the establishment time of the fund: when choosing a fund, if you don't know about the new fund, don't choose a new fund because the new fund has no past performance as a reference. You can consider 3-5 years of old funds and refer to past performance.
3. Look at the fund size: if the fund size is too small, it is easy to be liquidated, while if the fund size is too large, it is not easy to manage. Generally, it is better to choose a moderate scale;
4. Look at the subscription information of the fund: mainly understand some rates and trading rules of fund subscription and redemption;
5. Look at the risk indicators of the fund: the risk indicators of the fund include Sharp ratio, maximum retracement and standard deviation. Investors see whether the risk of the fund is big or small and whether it matches their own risk tolerance. If it doesn't match, don't buy it, otherwise you can buy it.
Why can't the fund be fully redeemed?
1. During the closed period of the fund, investors cannot redeem it, but can only redeem it after the closed period;
2. The large redemption of open-end funds may be restricted, and investors need to redeem them several times. For example, investors hold 200,000 shares. However, the fund can only redeem 654.38 million copies on the same day, and investors can redeem them within two trading days;
3. During the suspension of the Fund, that is, during the suspension of subscription and redemption of the Fund, investors cannot redeem the Fund in full, and the redemption operation will be carried out after the resumption of trading.
This article is mainly about the knowledge of whether the foundation loses its principal, and the content is for reference only.