Which bank has a high short-term financial interest rate?
It is recommended to build a bank, and some annualized income can reach 5%.
1, Bank of China's wealth management. The wealth management products launched by Bank of China are mainly the series of BOC Debt Wealth, BOC Accumulated Over Time and BOC Steady Wealth, with the lowest 1 000 yuan and the highest 300,000 yuan, with an average yield of about 4.5%. Low risk and high return. You can apply for purchase at the bank counter, log on to the website, and purchase in the banking and mobile banking wealth management column.
2. CCB's financial management: CCB has many financial management products, the main financial management series is "Gan Yuan", the investment threshold is 50,000 yuan, the maximum initial purchase amount can reach 6,543,800 yuan, and the average yield is about 4.2%. The highest income of the products with daily salary and monthly overflow launched by CCB can reach 5%, which is the highest among the five major wealth management products.
3. Agricultural Bank's financial management: Agricultural Bank's financial management products include four series: Anxin, Anxin, Huilifeng and Benlifeng. The investment threshold is 6,543.8+0,000 yuan, the highest investment amount is 6,543.8+0,000 yuan, the income is slightly lower, and the average rate of return is about 4. 1%.
4. Industrial and Commercial Bank of China, whose wealth management is called ICBC Wealth Project, has launched some wealth management products with guaranteed capital, with an average yield of around 4%, which is the lowest among the five major banks. There will be regional restrictions on the special purchase of ICBC Wealth.
5. Bank of Communications Financial Management: Bank of Communications products are divided into guaranteed and non-guaranteed products. The investment threshold is 6,543,800 yuan, and the maximum investment is 6,543,800 yuan. The average return on investment is about 4.6%, and the investment period ranges from 3 months to 24 months.
What should I consider when choosing financial products?
Choosing a bank is best to choose a financial management method that suits you. First of all, consider from the financial aspect. If it is money that is not needed for a long time, you can consider the bank's regular wealth management products, and the term can be selected according to your own plan. For example, if you don't need money in the past year, you can buy a one-year wealth management product, and if you don't need money in the last three years, you can buy a three-year wealth management product, and so on.
If the funds are needed at any time, you can buy current bank wealth management products, which support the type of fast arrival within two hours and can be accessed at any time.