Interest rates have been cut.

An interest rate cut will lead to an improvement in investors' expectations for the future economy, and the decline in short-term government bond yields will be greater than that of long-term yields; there will be more interest rate cuts in the future, and the first half of the year is a better window for interest rate cuts. This expectation will have a greater impact on the medium term.

The bond market is positive.

Financial management requires all-round consideration, and just allocating bonds has great shortcomings.

It is recommended to download the Financial Management APP to make an asset allocation plan, which will give you a comprehensive allocation, fully considering liquidity, rate of return and risk level.

At the same time, allocate money funds, bonds, stocks and alternative investments to avoid the risks of a single investment type and effectively diversify risks.

It is the most effective method for investors who pursue steady asset appreciation.