On-site fund handling fee: Is the minimum 5 yuan limit cancelled?
With the development of the market, more and more investors begin to choose funds to invest, among which on-site funds have become a very popular investment method. The handling fee is a very important issue for on-site funds, so many investors will be concerned about the handling fee of on-site funds. This article will introduce the on-site fund handling fee for you in detail from the following four aspects.
The first part: the composition of the on-site fund handling fee.
Before we know the situation of on-site fund fee, we need to know the composition of on-site fund fee first. On-site fund handling fee mainly includes two parts: on-site transaction handling fee and fund management fee.
On-market transaction fee refers to the fee that investors need to pay when buying and selling funds on the market, and its standard is a certain proportion of the fund's net value. Fund management fee refers to the fee charged by the fund manager for managing the fund, and its standard is a certain proportion of the net asset value of the fund. The proportion of these two expenses varies from fund to fund, but generally speaking, the standard of on-site transaction fee is 0.05%~0. 15%, and the standard of fund management fee is 1%~2%.
Part II: Preferential policies for on-site fund handling fees.
In order to attract more investors to participate in on-site fund investment, some securities companies will introduce some preferential policies. For example, some securities companies will discount or waive the on-site transaction fees, and some fund managers will also reduce or reduce the fund management fees in a specific period of time.
For on-site fund investors, if they can choose low-cost funds, they can also reduce the handling fee cost to some extent. Investors need to carefully compare their fees when choosing on-site funds, and choose funds with lower fees.
Part III: The situation of canceling the minimum 5 yuan restriction.
In the past, there was a minimum 5 yuan limit on the handling fee of the on-site funds. In other words, no matter how much the fund transaction amount is, the handling fee cannot be lower than that of 5 yuan. On 20 1 965438+1October1day, the stock exchange announced the cancellation of the minimum 5 yuan fund handling fee limit, which means that investors can pay the handling fee according to the actual transaction amount and are no longer subject to the minimum 5 yuan limit.
The fourth part: the importance of on-site fund handling fee.
On-site fund handling fees have a great influence on investors. On the one hand, the handling fee directly affects the investment cost of investors. If the handling fee is too high, it will greatly increase the cost of investors, thus reducing the income; On the other hand, the handling fee is also a source of income for securities companies and fund managers. Some unscrupulous securities companies or fund managers may obtain improper profits through fees and harm the interests of investors.
Investors need to carefully compare the fees when choosing on-site funds and choose funds with lower fees; At the same time, we also need to choose securities companies with good reputation and fund managers with standardized management and excellent performance.
Summary:
On-site fund handling fee is an important issue that investors need to pay attention to, including on-site transaction handling fee and fund management fee. Investors can reduce the fee cost by choosing low-cost funds and paying attention to preferential policies. The cancellation of the minimum 5 yuan limit means that investors can pay the handling fee according to the actual transaction amount, which is no longer limited by the minimum 5 yuan. When investors choose on-site funds, they need to carefully compare their fees, choose funds with lower fees, and also need to choose securities companies with good reputation and fund managers with standardized management and excellent performance.