For stock funds and hybrid funds, the fund's income mainly comes from the fluctuation of the stock market, so these funds generally pay dividends twice a year, which is the time of semi-annual report and annual report respectively. For bond funds, their income mainly comes from fixed income investment, and the dividend payment time is generally quarterly.
In addition to the different types of funds, the dividend policy of fund companies will also affect the dividend time. Some fund companies will adopt a regular dividend policy and distribute the fund income to fund share holders regularly according to a certain proportion; Some fund companies adopt irregular dividend policy, and then pay dividends after the fund income accumulates to a certain extent. Therefore, the time of fund dividends will be different because of different fund companies' dividend policies.
In short, the time of fund dividend is decided by the fund company according to the fund contract and the dividend policy of the fund company. Investors can check the dividend distribution time of funds through official website, fund companies, fund sales agencies and other channels to understand the dividend distribution of funds and help them make more informed investment decisions.