The general formula for calculating the daily income of a fund is: daily income = fund share × daily income of the fund/10000.
The calculation formula of fund subscription is:
Subscription fee = subscription amount * subscription rate; Subscription share = subscription amount /( 1+ subscription fee)/net value of fund unit on application date.
The calculation formula of fund redemption is:
Redemption fee = redemption share * net value of fund unit on redemption date * redemption rate.
There is another calculation method to calculate the daily profit: share = investment amount *( 1- subscription rate)/net value on the subscription day+interest; Fund income = unit net value on redemption date * share *( 1- redemption rate)+dividend-investment amount.
According to different standards, funds can be divided into different types:
1, which can be divided into open-end funds and closed-end funds according to whether the fund units can be increased or redeemed. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.
2. According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.