For many people, pension is the basic guarantee of life. Struggle hard when you are young, provide a source of income for your family, and also provide some old-age security for yourself after you are old, while reducing the pressure on your children. At present, the news about pensions has attracted everyone's attention, and topics such as "pension increase" and "delayed retirement" have even rushed to the hot search, which shows that everyone attaches great importance to this topic. Previously, the pension has already ushered in 17 consecutive rises, so will it achieve 18 consecutive rises? Let's talk about pensions. The details are as follows:

1. What is the formula for calculating pensions for retirees?

2. Will the pension for the elderly who retire in 221 increase?

3. How much can the pension increase?

I. Pension calculation formula for retirees

Pension calculation formula for retirees includes basic pension, transitional pension and personal account pension. The calculation formula of basic pension and personal account pension is the same all over the country.

1. Basic pension

(average monthly salary of individual indexation+average monthly salary of employees in the last year of the province +)/2* payment period *1%= average monthly salary of employees in the last year of the province (1+ average individual payment index) /2* payment period *1%.

2. Personal account pension

The personal account storage amount at the time of retirement ÷ the number of months corresponding to the personal retirement age.

3. Transitional pension

(my indexed monthly average payment salary+the average monthly salary of the employees in the previous year when they retired from social security) ÷2× the accumulated payment period without opening my account before December 31st, 1995 ×1.3%.

second, will the pension for the elderly who retire in 221 increase?

The recently released "14th Five-Year Plan" mentioned that the domestic old-age insurance system is about to usher in a more balanced and perfect big change, and the 23rd meeting of the Central Committee pointed out "Opinions on Promoting the Development of Personal Pension", which indicates that the old-age insurance system will enter an unprecedented and brand-new stage. According to the news released by the major official media, it can be seen that the document "National Overall Reform Plan for Basic Old-age Insurance for Enterprise Employees" will be released soon, and the vice president of China Social Security Society has also made it clear that this plan will be implemented in China from 222. So whether the pension will really rise can be seen from the following four points:

1. National laws and regulations can guarantee the pension to rise.

2. The domestic economic situation is considerable.

3. The income of China's social security fund is higher than the expenditure.

4. The national pension fund is relatively abundant.

third, how much can the pension increase?

At present, more than 2 regions in China have raised their pensions, and some regions have given the raised pensions to individual accounts of residents. It is understood that in 221, China's pensions rose by an average of 4.5%, which is the seventeenth year that pensions have continued to rise, and it is also the retirement workers of various units who have raised their pensions for six years.

According to relevant reports, the pensions of retirees will be greatly changed next year, with a maximum increase of 1%. Pension is the only support for most ordinary families after retirement. In order to ensure the family life of retired workers, no matter whether the news is true or not, pension will increase.

Fourth, write at the end

Whether the pension will rise, for some people, especially some young people who have not yet reached retirement age, they have not yet considered the pension, but some workers who have reached retirement age or are about to reach retirement age are currently suffering from this problem. When the boat comes to the bridge, the pension is the guarantee for retirees in their later years, and the rise is widely expected. I believe that the pension will usher in a new change in 222, so you don't have to be too anxious. If you are still confused and don't know how to choose the right insurance, you can consult a professional and excellent insurance broker. Because professional insurance brokers will comprehensively evaluate and tailor the plan according to your problems and needs, Baibaojun has a professional and powerful insurance team to match you with the exclusive consultant who is most suitable for you, and search Baidu for "Baibaojun" to provide you with more professional insurance.