There is no essential difference between fund fixed investment and fund active buying, including related fees. The only difference is that fund fixed investment can effectively avoid its own operational strategy errors, while fund active buying may buy at high prices. At this point, there is an error in its own operation strategy.

1. There is no difference between fixed investment in funds and independent buying. These two investment methods are suitable for two completely different investors. Fund fixed investment is suitable for fund novices who have no time, energy and experience. They only need to choose a fund and make fixed investment, and buy the same fund at the same amount at the specified time, thereby diversifying the risk of fluctuations in the fund's net value, but with the same return. Be scattered.

2. Fund fixed investment can effectively avoid the errors of one's own operating strategies, but it cannot avoid the errors of fund managers' operating strategies. If you want to avoid the operational strategy mistakes of fund managers, then choose index funds! It is a fund that tracks the trend of a specific index, and the fund manager's operating strategies are extremely limited or even negligible.

3. The longer the time span of fixed investment, the greater the variance and the greater the volatility; the shorter the time span of fixed investment, the smaller the variance and the smaller the volatility. If investors are more conservative and prefer the average, then the shorter the fixed investment time span, the better; but if they want to reduce or clear positions at a high level, it will not be conducive to making a profit, because the fluctuations are small, and it is not possible to exit at a high level. Continuous fixed investment will flatten the overall income.

Extended information:

1. For fixed investment index funds, the only influencing factor is market conditions. If the market is bullish, you will make money. If the market is bearish, you can reduce the cost of holding positions by buying at different points. By diversifying the corresponding risks, you can make substantial profits once the index returns to its original point.

2. Fund active buying is suitable for investors who have time, energy and experience. Just like investors like to invest in the stock market themselves, they believe in their own views on the market and corresponding operating strategies. Active fund buying can more accurately grasp market conditions and fund managers' operating strategies, thereby maximizing returns.

Reference materials: Fund fixed investment-Baidu Encyclopedia

Purchasing funds-Baidu Encyclopedia