1, Ruyibao of Minsheng Bank
"Ruyibao" is a settlement service product that China Minsheng Bank Direct Bank cooperates with fund companies to automatically purchase and redeem the current balance of customers' electronic accounts.
Opening hours: under normal circumstances, every natural day is 7*24 hours. In case of national holidays, bank liquidation, etc., the business may be suspended, subject to the announcement of Minsheng Bank and fund companies.
Income: dividend income is calculated daily, and income is paid daily; The income is carried forward to the fund share in the form of dividend. For the account balance before (T) 15:00 on each trading day, the income is calculated on working day T+ 1, and the income on working day T+2 is carried forward to Ruyibao balance; Subscription of account balance after T day 15:00 will be included in the next working day.
2. Industrial Bank Xingyebao
Xingyebao is a direct selling T+0 money fund product jointly launched by Industrial Bank and fund companies. From 1 cent, you can enjoy the money fund income far higher than the deposit interest rate; There is no charge for transfer-in withdrawal, and there are two ways: real-time withdrawal and ordinary withdrawal. Income is carried forward and paid daily. Daily income is automatically transferred to the next day's principal, and you can enjoy higher income after compound interest.
3. CITIC Bank New Town Salary Jinbao
Xincheng Salary Jinbao is a money fund wealth management product jointly launched by Xincheng Fund Management Co., Ltd. and China CITIC Bank on May 9, 20 14, which realizes the functions of withdrawing cash at ATM and swiping cards at POS at any time.
Different from the traditional T+0 redemption concept, Xinchengji Jinbao Monetary Fund supports real-time cash withdrawal, credit card consumption and inter-bank transfer of all UnionPay POS machines in China through the counter of CITIC Bank and all ATMs in China. ?
4. ICBC salary bonus
"Salary Jinbao", namely "Huaxia Salary Jinbao", was launched by CITIC Bank and Huaxia Fund on July 23, 20 14, aiming at comprehensively upgrading the second-generation cargo base and opening the era of Monetary Fund 3.0. ?
The characteristics of "salary treasure" are the automatic mode of purchase and redemption and the function of cash withdrawal. After the customer applies for a debit card of CITIC Bank, the system can automatically apply for redemption of Huaxia Salary Jinbao Monetary Fund by setting the guaranteed balance of bank demand deposit of not less than 1 000 yuan. When the account balance exceeds the set minimum amount, the current funds will be automatically converted into money funds to obtain income; At the same time, customers do not need to exchange, but can automatically exchange through credit card consumption and ATM withdrawal and transfer functions. ?
5. China bank clown
Life Treasure (formerly cash treasure, Tian Tian) is a financial management tool launched by Tian Tian Fund. This website aims to optimize monetary funds. Recharge the current treasure (that is, buy the preferred money fund), the highest income can reach more than 0/0 times of the current deposit/kloc, far exceeding the one-year time deposit, and you can enjoy the service of quick cash withdrawal and real-time receipt in 7 x 24 hours.
6. China Merchants Bank surpassed Ying Chao.
"Super Win" is a new wealth management product for mobile users quietly launched by China Merchants Bank at the beginning of June 20 14. It is only for mobile banking customers and can be purchased at the mobile client of China Merchants Bank. The products that Chaochaoying can invest in are determined by China Merchants Bank and cooperative fund companies. At present, only one product of Lucky Money Market Fund is provided, and customers do not need to choose a product to open Super Win. When providing a variety of investment products in the future, customers can adjust the investment products by opening the DPRK profit agreement for the corresponding products or modifying the DPRK profit agreement previously opened.
7. China Post Bank Post Epro
Postal Savings Bank launched T+0, a money fund product that can be redeemed on the same day. The trading days of quick redemption support time are 0:00- 15:00,18: 00-2400; Weekend or holiday support time is 0:00- 17:00, 17:3024:00. The system defaults to normal redemption. If you want to redeem quickly, you must choose to redeem quickly.
Extended data:
Yu 'ebao is a balance appreciation service and current fund management service product under Ant Financial, which was launched on June 20 13. Tian Hong Fund is the fund manager of Yu 'ebao.
Yu 'ebao is connected with Yu 'ebao Monetary Fund under Tian Hong Fund, which is simple to operate, low in threshold and free of handling fee. In addition to the financial management function, Yu 'ebao can also be directly used for shopping, transfer, payment, repayment and other consumer payments. It is a cash management tool in the era of mobile Internet. At present, Yu 'ebao is still the largest monetary fund in China.
2065438+On May 3rd, 2008, Yu 'ebao newly accessed two money fund products, namely "Boss Cash Income Currency A" and "China-Europe Rolling Qian Bao Currency A", which are owned by Boss and China-Europe Fund Company.
References:
Yu 'ebao-Baidu Encyclopedia