The funds transferred to Yu 'ebao before 3 pm that day will generally be displayed in Yu 'ebao before 3 pm the next day. The fund company will confirm the share before showing the income the next day, and will show it after confirmation.
For the money transferred to Yu 'ebao after 3 pm that day, the fund company will postpone the confirmation of the share for one trading day and show the income the next day after confirmation.
On weekends and legal holidays in some countries, fund companies will not confirm their shares, and of course they will not show their income.
Income calculation and arrival time of Yu 'ebao:
Extended data:
1, calculation formula of Yu 'ebao income:
As long as users click on Alipay's page, they can see the seven-day annualized rate of return, which is obtained by multiplying the average daily income of users by the number of days in a year, that is, 365 days.
But in fact, this rate of return does not directly represent the income of users. A better way is to look at the income of 1 10,000, which is released by the fund company. 10000 shares is the direct income that users can get for every 10,000 yuan. Daily income of Yu 'ebao = (user deposit amount/10000)× income of ten thousand yuan.
2. Why did Yu 'ebao's income decline?
Nowadays, with the emergence of various wealth management products, the state is strictly managing money funds. In the future, the interest rates of both Yu 'ebao and other fund products will not increase significantly.
The reason for the decline in Yu 'ebao's income is that there is no problem in the internal capital turnover of the bank, because one of the major functions of the money fund is to send it to the bank for emergency when the bank is short of funds, so when the bank is not short of money, the yield naturally drops. On the other hand, it is also related to the user's personal investment period, and the yield of different periods is also different.
Baidu encyclopedia-Yu' ebao
Alipay official website-Alipay Service Hall