Pension target fund
Pension target fund refers to an innovative Public Offering of Fund that aims at pursuing long-term stable appreciation of pension assets, encourages investors to hold them for a long time, adopts mature asset allocation strategies, and reasonably controls the risk of portfolio fluctuation.
What are the benefits of investing in pension funds?
1. Investing in pension funds has more professional investment experience.
The main purpose of pension products is generally to accumulate funds and improve the expected income. Although stock assets are risky, in the long run, their expected rate of return is much higher than that of funds such as bonds.
Because pension funds invest for a long time, the best way to improve the expected return on investment is to invest in stocks, which can increase the value. As a fund, investment pension fund has rich experience and strong investment ability, which can strive for higher long-term returns for investors.
2. Pension funds have higher investment flexibility.
Compared with other commercial endowment insurance or social insurance, investment is more flexible. Although the pension target fund has a certain holding period, investors can freely purchase and redeem it outside the holding period to meet the demand for temporary funds or substitute products, while other social insurance or social pensions are generally not allowed to be accessed at any time, so the flexibility is low.
3. The investment operation of pension funds is as open and transparent as ever.
Investing in national basic pension, enterprise annuity, occupational annuity and commercial endowment insurance generally does not have a clear understanding of the products and their operation. The fund is standardized in the market, its work is transparent, there are temporary or regular reports, and information disclosure will be updated in time. Investors can better understand the operation of their own funds by investing in pension target funds.
The above is related to the investment income of pension funds, for reference only, and I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.