Hello, my friend. Now the P/E ratio of bank stocks is already very low, indicating that the market is at a historical low, but the bottom area does not mean an immediate reversal, but a long-term shock. Now I think the fixed investment of the fund is an opportunity to intervene. Although the point you bought is in the early stage of this decline, the fixed investment of the fund is a long-term investment choice, which can maximize the average position cost. As long as you don't buy at the top, you can generally achieve more than expected returns, which is higher than regular savings. I don't think it is necessary to redeem it.