A securities account will not be automatically cancelled if it is not traded for several years, but will only become a dormant account. A dormant account refers to an account that has not traded stocks for more than three years, that has no stocks in the A-share account and that has no capital account exceeding 100 yuan. Dormant accounts are mainly determined by securities companies according to the standards of dormant accounts and the actual use of investor accounts; For A-share accounts without designated trading or custody securities companies, the registration and clearing company will confirm whether they are dormant accounts. To close the stock account, you need to go through the following procedures:

Step 1: Go to the business department that opened the stock account before (it must be the business department of the securities company that opened the stock account before, that is, the stock account must be cancelled at the place where the stock account was opened, and it cannot be handled in other securities companies or other business departments of the securities company that opened the stock account).

Step 2: according to the requirements of the brokerage business department, find the relevant person in charge of the business department to sign the bill in the brokerage business department.

Step 3: After the relevant person in charge of each position in the brokerage business department signs it, he/she will go to the counter to handle the cancellation procedures of the stock account with his/her ID card and shareholder account card.

Step 4: On the second day or after the cancellation of the stock account, go through the cancellation procedures of the securities fund account.

Moreover, due to the change in the way GEM accounts are opened this year, there is almost no need for offline business except margin financing and securities lending. The capital threshold for margin financing and securities lending accounts is 500,000 yuan. Most investors don't need to open them at all. They can open an account by downloading the APP. Don't worry about going to the sales department. Times have changed, and everything can be handled online.

In addition to account opening business, we also need to consider the ordinary business of daily transactions, because the online development level of each broker is different, which leads to great differences in the business scope they can handle on mobile phones. For example, Huatai Securities can handle almost all business online. Other small and medium-sized brokers need to handle GEM on site, change passwords on site, activate dormant accounts on site, modify bound bank cards on site, and even buy a wealth management and national debt on site. The online level is too low, and you can directly force you to abandon your account at a critical moment.