Bank wealth management (without capital preservation): According to the requirements of the new asset management regulations, wealth management products can't protect the capital and interest, including bank wealth management products. Of course, not promising to protect capital and interest does not mean that wealth management products are "risky", nor does it mean that bank wealth management is unreliable or "risky", mainly depending on the risk level of assets invested behind the products.

Bank deposit: enjoy deposit insurance protection, and pay within 500,000 yuan 100%.

Money Fund: A highly secure and liquid asset, the probability of "loss" is extremely small, but the current rate of return has fallen below 2.5%. According to the regulatory requirements, the daily "quick redemption" amount of a single money fund is RMB 6,543.8+0,000, that is, the redemption within RMB 6,543.8+0,000 can be received in real time. With the decline in the yield of money funds and the limit of quick redemption of 6,543,800 yuan, it is suitable for the allocation of small funds.

You can also search for "download link of Du Xiaoman Financial APP" or follow "Du Xiaoman Technology Service Number" in the application market for detailed product information. Investment is risky, and financial management needs to be cautious!