2. The time of holding the Fund shall be calculated separately according to the time of each subscription. For example, a fixed investment of 20 1 1 in April counts as one year, and a fixed investment of 1 1 in May counts as one year, and so on.

3. If the advantage of Huaxia is cash dividend, plus the current market value, the loss is not much. If it is a long-term investment, it is recommended to stick to it; As for whether to redeem after two years, it can be decided according to the performance of the stock market and funds at that time.