Funds have always been a type of long-term investment. This is the first thing investors need to pay attention to. As for the stop loss of the fund, you cannot simply stop the loss based on the degree of loss. Many factors need to be considered comprehensively. , before making a decision, even according to Dana's point of view, the fund should not stop losses easily.

First of all, you must know that a fund is a long-term investment product. It does not mean that you will make money if you buy a fund. This year's stock market was relatively hot in the first half of the year, which also led to the hotness of the fund market in the first half of the year. In this case, many funds in the first half of the year performed well within a period of time, but it should be noted that The fund mainly follows the fluctuations of the stock market. It is difficult to make a steady profit without losing money in fund investment. Making money does not necessarily mean that the fund will perform well. It mainly depends on the performance of the entire market during this time period. Similarly, losing money also means that the fund will perform well. It doesn’t necessarily mean that the market is not good. If the entire market is not performing well, then the fund will be unable to make a living without rice. Compared with the market conditions in the first half of the year, the market fluctuations in the second half of this year will obviously be much greater.

As for fund stop loss, simply looking at the degree of loss is obviously a bit one-sided. For example, the performance of funds in the entire market is very average, and even funds with losses far exceeding 20% ??are common. In this case, Under such circumstances, if you stop losses based solely on absolute returns, it will naturally be a bit one-sided. You should comprehensively consider the current overall performance of similar funds to evaluate the performance of the fund in hand.

It should also be noted that whether it is a fund or a stock, when you set a stop loss, such as the 20% mentioned in the title, if it really reaches this position, then it means It has already lost a lot. When it loses a lot, it is actually easier to rebound than to continue to fall. That is to say, because the price has dropped a lot, a rebound is more likely to occur. This also involves a problem. When the price falls a lot, the investment logic is whether to stop the loss or not. Dana believes that if you have fallen a lot, you should not stop the loss easily at this position. First, because as mentioned earlier, a rebound is more likely to occur after a lot has fallen. Second, when the asset has fallen a lot, the asset will also lose money. Naturally, it is in a shrinking state. The impact of continued decline at this time is actually much smaller than in the early stage, because there are less assets. Even if you stop the loss at this time, although you think it is a stop loss, because of your selling, it is actually If a loss occurs, you must consider clearly whether to accept such a loss or wait for the market to rebound.

In general, fund investment is a long-term investment. Do not let short-term losses affect your stock-holding mentality. Only long-term investment can achieve better returns.

——The above, financial king Dana, more logical thinking, so stay tuned!