Money fund is deeply loved by investors because of its low risk, stable income and high liquidity. Monetary fund is an open-end fund, and the profitability of the fund is generally expressed by the annualized rate of return of seven days. The following small series brings the seven-day annualized rate of return of the money fund, I hope you like it.

1. What does the 7-day annualized rate of return of the money fund mean?

The seven-day annualized rate of return of the money fund is a reflection of the rate of return of the money fund, and the average rate of return of the money fund in the last seven days is calculated. Because most products have expected annual income, it is convenient for investors to compare the income of wealth management products by converting daily income into annual income. Its calculation method is: annualized rate of return = [(investment income/principal)/investment days ]_365× 100%.

The 7-day annualized income of the money fund is constantly changing with time, so the income of the money fund fluctuates every day, and investors can only use it as a reference index for short-term investment. Because the liquidity of the money fund is very strong, investors can pay attention to its seven-day annualized rate of return, buy the money fund when the value is high, and redeem it after the rate of return drops. The high liquidity of the money fund is very suitable for investors to put in temporarily idle funds.

Second, the higher the annualized rate of return of the Monetary Fund on the 7th, the better?

Generally speaking, the higher the seven-day annualized rate of return of the money fund, the better, because the higher the annualized rate of return, the stronger the short-term profitability of the money fund.

For example, the 7-day annualized rate of return of Monetary Fund A is 2%, and the investor's deposit 10000 yuan/day can earn 1 0000 _ 2%/365 = 0.55 yuan; After the annualized rate of return of the Monetary Fund rose to 2.4% on the 7th, investors could get 10000_2.4%/365=0.66 yuan, and the income they could get increased.

However, the 7-day annualized income of the money fund fluctuates, and it takes T+ 1 day to calculate the income after the money fund subscribes, so it is difficult for investors to accurately subscribe for the fund with the highest yield. Investors can choose a relatively high-volatility fund according to the data of the seven-day historical annualized rate of return of the money fund.

Seize the stocks with continuous daily limit.

In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.

Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.

As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.