It is said that bank deposit is the slowest investment method, so all groups begin to look to financial products with low risk and expected return higher than bank deposit interest rate. In the eyes of investors who prefer stable investment, wealth management products seem to attract more and more attention. With the constant attention to bank financing funds, many investors have also raised such questions. Is the bank's wealth management fund reliable? Let's take a look with Bian Xiao.

The difference between bank financing funds and traditional bank deposits

Compared with the deposit interest rate, the expected income of wealth management fund will be higher, but with the increase of expected income, the risk of wealth management fund products is also higher. General deposits can be accessed at any time and have strong liquidity. However, financial management funds are limited by time period, and repayment at maturity is a major feature of financial management and funds.

Sources of bank financing funds

What we need to know is that different banks have different sources of financing. Some wealth management products come from banks themselves, and most of fund wealth management products are sold by fund companies on the platform of banks, in which banks play the role of consignment. Therefore, bank financing funds cannot be completely assured, and they should be selected according to their own operating conditions.

Security of bank wealth management fund products

Both funds and financial management are risky. However, compared with other investment products, the risk of wealth management funds is relatively low, and some wealth management fund products can guarantee the principal. For investors with average risk tolerance, the risk of bank financing funds is very small.

All the above views on bank financing funds are for reference only, and I hope they can help you. Warm reminder, financial management is risky and investment needs to be cautious.