In China, provident fund is a kind of savings fund paid by employees and units according to a certain proportion, aiming at supporting employees' needs in housing and pension. For the withdrawal of provident fund, according to the relevant regulations, I should personally go to the provident fund management center or designated bank outlets, and I shall not entrust others to do it. This is because the provident fund involves the safety of personal property and the protection of interests, and it is necessary to ensure the authenticity and legitimacy of the applicant's identity and prevent malicious operation by people with a heart. In addition, according to the Regulations on the Management of Provident Funds, the withdrawal of provident funds can only be used for specific purposes within the prescribed scope, such as buying houses and repaying housing mortgage loans, and may not be used for other purposes. If you entrust others to handle it on your behalf, it is difficult to ensure that these regulations are observed, which may lead to improper use of the provident fund. Therefore, it is suggested that when employees need to withdraw the provident fund, they should go to the designated outlets in person to ensure that their rights and interests are protected.
What should I do if the employee cannot personally go to the designated outlets to withdraw the provident fund due to illness or other reasons? In view of this situation, provident fund management centers and designated bank outlets usually provide some convenience services, such as on-site service and online application. Employees can consult related service matters in advance and choose the appropriate way to deal with them according to their own situation. However, it should be noted that these services are limited to employees' own applications and may not be entrusted to others.
As a kind of personal savings fund for employees, provident fund is of great significance for personal property safety and interest protection. When withdrawing the provident fund, employees are advised to go to the designated outlets in person to ensure that their rights and interests are protected. If it cannot be handled due to special reasons, you can consult relevant service matters in advance and operate according to regulations.
Legal basis:
"Regulations on the Management of Housing Provident Fund" Article 24 If an employee is under any of the following circumstances, he can withdraw the storage balance in the employee's housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.