Should the fund continue to lose money for one year?
The suggestion is that the fund will continue to invest if it loses money, because according to the smile curve principle of fund investment, the fund will gain more and more shares in the process of falling, and when it reaches the breakeven point, the fund will begin to make profits.
Fixed investment is not 100% profit. For many people, almost all of them have been in a state of loss. A good fixed investment process is often "ups and downs", bearing short-term "losses" and preparing for future success.
Be patient when you make a fixed investment. You can't redeem the fund as soon as you lose money, but buy the fund as soon as it rises. This is the easiest way to chase up and kill down. Because there are not many funds for fixed investment, it is necessary to insist on investment for a long time. Only by insisting on fixed investment, every little makes a mickle, will the book value of the fund increase.
The fixed investment of the fund is no better than the one-time purchase of the fund. If the one-time purchase of the fund is at a high point, then after the fund loses money, it needs to continue to stand at the cost price to make a profit. On the whole, the risk of fixed investment of the fund is still smaller than that of buying the fund at one time, so it is not redeemed. However, if users invest in a fund for a long time, the annual rate of return is very low or even loss, indicating that the return on investment of this fund is not high. In this case, a fund will be invested.
In the process of fixed investment, it is not recommended that you check the net value of the fund repeatedly. If you care about the decline, but you lose money every time you open an account, it will be difficult to stick to it.