Purchasing fund products requires a risk assessment. The first risk assessment can be completed at any of the counters (including local and remote), online banking and mobile banking. The risk assessment is valid for one year.

Risk Assessment refers to the impact and possibility of losses caused by the event on people's lives, lives, property and other aspects before or after a risk event occurs (but has not yet ended). quantitative assessment work. That is, risk assessment is a quantitative assessment of the possible degree of impact or loss caused by an event or thing.

From the perspective of information security, risk assessment is the threat faced by information assets (that is, the set of information about an event or thing), the existing weaknesses, the impact, and the combination of the three. Assessment of the likelihood of risks posed by the effects. As the basis of risk management, risk assessment is an important way for organizations to determine information security needs and is part of the planning process of the organization's information security management system.