Fund is a modern investment tool that gathers scattered investors' funds and is invested and operated by professional institutions to reduce risks and improve expected annualized returns with a scientific investment portfolio. Choosing fund products according to the fund ranking is easily confused by past achievements, and whether fund products can continue to lead as investors wish in the future is an unknown number that no one can predict. 1, look at the expected annualized income. The purpose of buying funds is to make money. When choosing a fund, the first thing to look at is of course the expected annualized income, and choose a fund with good expected annualized income. However, it should be noted that we should not only look at the short-term expected annualized income, but also look at the long-term expected annualized income.

2. Look at the unit net value and accumulated net value. Cumulative net value refers to the unit net assets of the fund since its establishment, regardless of previous dividends. It is equal to the current unit net value of the fund, plus the dividend amount distributed since its establishment, which reflects the asset appreciation of the fund for a continuous period of time since its establishment and can be used to evaluate the performance of the fund since its establishment. The higher the cumulative net value, the better the performance of the fund since its establishment; The lower the cumulative net value, the worse the performance of the fund since its establishment.

3. Look at the fund manager. It can be said that a large part of the fund performance is decided by the fund manager. It is very important to choose a fund managed by a fund manager with excellent performance.

4. Look at the fund company. Every fund company has a fund with good performance. The reason to look at the fund company is to see if there is any negative news from this fund company. If the staff turnover of the fund company is serious, the management is turbulent and other negative news, it is best not to buy funds under the fund company.