Beginners can start directly from actual combat and start with a small amount of money. For example, they decided to invest in 50 yuan every week, because the base is not big, so the floating loss is not very big. Whether the fixed investment is profitable or not mainly depends on whether the investors have chosen the right fund and whether the operation skills are reasonable. Please refer to the following methods for details:

1. Novice investors should first choose according to their risk tolerance. The risk ranking of funds suitable for fixed investment is as follows: stock funds > partial stock funds > index funds > balanced funds.

2. Choose funds according to past performance. Generally, the higher the past performance, the better. If a fund has a good past performance and a good growth track, it can be invested in time when the fund is called back.

3. Select the fund according to the maximum retracement and volatility. The biggest retracement indicates the biggest decline of funds. Venture investors can choose to withdraw from the largest fund, and steady investors can withdraw from small funds.

Tip: Beginners should have a good attitude when buying funds. Don't chase after the ups and downs, and operate diligently.