Under normal circumstances, banks will cooperate with fund companies to represent some fund companies' businesses, and users can directly go to the bank's wealth management counter to open an account and buy suitable wealth management products; After opening an account, investors can directly purchase and redeem bank fund wealth management products through online banking, which is more convenient and fast.

After understanding the purchase method, how should everyone choose bank fund wealth management products? In this regard, it is suggested that before buying bank fund wealth management products, you should first understand which bank fund wealth management products are most suitable for you; From the perspective of expected annualized expected return, bank wealth management products can be divided into two types: high-risk and high-expected annualized expected return type and stable guaranteed return type. High-risk bank fund wealth management products are expected to have high annualized expected returns, and the main investment direction is stocks, so the risks are relatively large; The investment direction is mainly money funds and bonds, with high security; Therefore, investors should choose the right products according to their risk preferences.

How to choose bank fund wealth management products? Through the fund network, you can see the expected annualized expected return ranking of each fund. Relatively stable equity funds can choose index or ETF fixed investment, and it is best to choose back-end payment. Index funds with the same target should choose those with low management fees and custody fees.

When investors choose bank fund wealth management products, they need to combine their own economic characteristics and risk preferences. Any investment method has certain investment risks. For investors with low risk tolerance, it is a good investment way to buy bank fund wealth management products.