the down payment for buying a house is to pay part of the purchase price according to the proportion of relevant policies, laws and regulations, usually more than 3% of the total house price, so the down payment can be higher than 3% of the total house price, but not lower than this amount.

If the down payment for buying a house is not enough, you can make up the down payment in the following ways:

① Borrow money from relatives and friends

Buyers should remember that borrowing should be within their affordability.

② resell valuables.

if you have old cars, houses or other valuables at home, you can sell them. The cycle of this cash-back method is still relatively long.

③ increase revenue and reduce expenditure.

We should not only reduce unnecessary expenses, but also find ways to make more money, so that the pressure of life may be alleviated, such as funds or other financial management methods.

④ realizing securities.

If you buy a fund on weekdays, you can sell stocks, etc. Although you may lose part of your income when you realize it, it is also a good way if you can't borrow money.