Investment fund is a technical activity. For novices, I don't recommend that they blindly buy fund products when they participate in investment for the first time. Although the risk of investment funds is much smaller than that of stocks, it doesn't mean that you can make a steady profit. In fact, it is difficult for most investors to make a profit when they first come into contact with the fund. In this case, novice investors need to actively learn the basic knowledge of investment to minimize investment risks.
First, the logic of fund making money is to buy low and sell high.
Let me tell you about the logic of making money from funds. Even if a fund product falls more than it rises, it does not mean that investors cannot increase their positions. In other words, if you have a heavy position in the low position, you can turn a profit when the market rebounds properly. To this end, novice investors need to learn the concept of position management.
Second, you can choose to add positions when the market retreats.
Many novice investors will choose to buy all positions, which is a very reckless investment move. It is precisely because of this that when the market retreats, these talents will be forced to wait or choose to take the initiative to stop loss. If you have a certain sense of position management, you can add positions appropriately when the market retreats to reduce your position cost.
Third, you can buy heavier positions when the market is low.
Let me just give you an example. If you buy a fund product 10 yuan, and 5 yuan buys 10 yuan, the holding cost of the latter is actually twice that of the former, and the same fund can buy twice as many chips. Because of this, even if the market does not return to the level of 10 yuan, you can still make a profit between 5~ 10 yuan.
To sum up, buying positions on dips can be profitable, and fixed investment can also be profitable, but it is best not to buy all positions.