It is not a capital preservation fund, but the daily red fund is absolutely capital preservation. Capital preservation fund refers to a product that is held within a certain capital preservation period (if it is bought or redeemed midway, it will not be guaranteed) and belongs to a certain closed period, similar to RMB wealth management products;

Tiantianhong Fund is a money market fund, which can be bought and sold on any trading day, with no time limit. Income will be carried forward every day, and there will be no loss. The general annualized rate of return is around 5%.

Ways to purchase Tiantianhong Fund: Guangfa Bank, securities companies, fund company direct sales, third-party financial platform, Taobao virtual products, WeChat Tenpay, etc. You may not be able to buy it directly at the bank.