Main function: no money to help you find money, but money to help you make money.
Mingxin's market positioning: for prudent borrowers: look for reasonable funds and stay away from usury;
For lenders who never take risks: look for safe products and stay away from high risks;
For the responsible Mingxin Company: look for standardized methods and stay away from high-voltage lines.
Mingxin's product positioning: real estate mortgage, reasonable interest rate, flexible term, simple procedures, 2-7 days to complete.
Mingxin's personality orientation: stable, responsible, never taking risks, Mingxin only attracts people of the same quality.
Mingxin provides five services: due diligence, risk rating, portfolio matching, procedural assistance and lawyer supervision.
Case 1:
Ms. Zhou, a citizen, has 654.38+10,000 yuan of spare money, suffering from high stock market risk and low savings interest, and is eager to find an ideal investment channel with low risk and low income. Because she is a white-collar worker, she really doesn't have time and energy to make other investments, and she can't do anything with her money. At this time, she found Mingxin Company through her friends. Mingxin Company helped her lend the money to Mr. Sun, who needed it most, and Mr. Sun mortgaged her property to Ms. Zhou. Mr. Sun is the owner of a small business. His business often needs short-term loans, and it is too late to get bank loans. This kind of mortgage is very suitable for his financing needs. In fact, Ms. Wang and Mr. Sun are two natural persons and have never met each other. Under normal circumstances, there can be no loan relationship between them. But it was because of the intervention of Mingxin Company that Ms. Wang dared to lend money to Mr. Sun, and the two sides formed a loan relationship.
Case 2:
Ms. Wang, a citizen, has tried various financial management methods such as savings, stocks, funds, real estate and foreign exchange. I have accumulated a lot of experience and knowledge in investment and financial management. But in general, she feels that the risk is small, the income is low, and the risk of high income is high. After several years, the profit and loss will be divided equally. Like all investors, she has always hoped to meet a low-risk and high-yield financial management form. After Mingxin's private lending, she finally found a feeling. Ms. Wang chose a loan with a term of 1 year, an amount of 200,000 yuan and a monthly interest of 1.5%. The annual income is 36,000, and the interest of 9000 per quarter is really high. More importantly, having real estate as collateral is very safe and secure. Now, Ms. Wang has become a loyal customer of Mingxin mortgage, with accumulated loans exceeding one million, and introduced more than a dozen relatives and friends to borrow money.