Isn't buying a fund just to make money? But in the end, most people lost money, so everyone especially wants to know where they are wrong and how to make money by buying funds. The following is how to make money by buying funds, for reference only, and I hope it will help you.
How to make money by buying funds?
If you want to buy a fund to make money, the key is to choose the right fund. Choose a fund that has been established for a relatively long time, and it is best to experience bull-bear conversion; Choose a fund with a moderate scale. If it is too small, it will easily lead to the risk of liquidation, and if it is too large, the rate of return will not be guaranteed. Choose funds with relatively large fluctuations. The purpose of fixed investment is to make money by balancing fluctuations. If the fluctuation is small, you can't earn it.
After learning to screen funds, pay attention to the timing of buying. It is recommended to hold it for a long time after buying, because funds are different from stocks and are more suitable for long-term investment. Furthermore, seizing the opportunity to sell and setting a profit-taking point for yourself can avoid the loss caused by hesitation.
1, long-term investment, trading within the day of death. Historical data show that if you can hold on to it, making money is a high probability event. It is not difficult to meet a good fund with a base of 10 and an annual income comparable to Warren Buffett.
2. The advantages of choosing a fixed investment to spread risks and share costs have been accepted by most investors, needless to say.
3, band operation, buy low and sell high. The premise is to find a "band fund" that is flexible enough to rise and fall, dare to move against the market, and know how to take profits in time.
Decisiveness is very important when buying funds. Don't be a bitch when buying and selling.
Is the fund worth buying?
First, look at the fund manager.
1, we need to pay attention to whether the fund manager is experienced in investment and has been engaged in fund management for several years.
2. Whether to change jobs frequently or stay in a company all the time is also the standard for evaluating fund managers.
3. It is necessary to observe whether the adjustment of the fund manager's position can effectively guarantee the income when the market fluctuates.
Second, look at the past performance of the fund.
1. To see whether a fund is good or not, investors need to analyze the performance of the fund in previous years.
2. Compare the fund with the same type of market. If it exceeds the market for a long time, it means that this is a good fund.
Third, look at investment risks.
1, market risk. If the market is depressed, don't sell it easily.
2. Investors need to read the annual reports of fund companies to analyze risks.
Fourth, look at the cost.
1. Usually, different funds have different subscription rates, so you need to pay attention when choosing funds.
2. Custody fees will affect the income of funds, so we should pay attention to the comparison of custody fees when choosing funds.
Data analysis of verb (abbreviation of verb)
1, the standard deviation of the net growth rate reflects the volatility of the fund, which is very important for evaluating the fund.
2. Whether the change of fund share is stable.
How to buy a fund to make money?
1. Choose the right industry.
The industry corresponding to the selection fund must not be a sunset industry, and some mainstream industries can be selected, such as consumption, science and technology, medical care and new energy.
2. Adhere to the fixed investment of the fund.
Fixed fund investment can spread risks and reduce costs, but it needs long-term persistence and no return in the short term.
Invest with spare money
The funds you use for investment and financial management must be your own spare money, and you can't borrow money from others for financial management.
4. Balanced allocation of funds
When choosing a fund, it is recommended not to choose a single track. For investors with low risk tolerance, eggs should not be put in one basket. Balanced investment can reduce risks.
5. Understand the Fund
Learning fund knowledge is also a compulsory course for investors. If you don't learn systematic fund knowledge and have no cognitive ability to the market, it will affect your judgment and make the fund suffer losses.
6. Keep a good attitude
Investing in funds is a long process. Investors need to be patient and keep a good attitude to face it. Don't blindly chase up the market. Capital needs long-term investment to get a return.
Investment fund is also a science. Don't just think about investment funds. If you can do the above, your fund will basically make money. Investors should allocate funds according to their own situation and actual needs when choosing funds, that is, choose the fund that suits them, and remind investors here; The fund is risky and needs to be cautious in investment.