1, the difference between opening a fund account in a bank, opening an account online by a fund company and opening a fund account in a stock exchange, and the subscription rate of the fund is different. It is 1.5% in banks, 0.6% in fund companies and 1.2% in securities companies.

2. Fund account refers to the account opened by the registration and settlement registration institution for investors to record the fund share balance held by them and managed by the fund manager and its changes.

3. The fund trading account refers to the account opened by the sales organization for investors to record the changes and balances of fund shares bought and sold by investors through the sales organization. Generally speaking, investors should open a fund account first, and then the sales organization will automatically help you open a fund trading account when purchasing the fund. An investor can only open one fund account, but can have multiple trading accounts.