2020 is a special year. The epidemic has impacted countries around the world, directly causing major economic losses in major countries. Therefore, there are two most important things this year: first, staying alive, and surviving until 2021 is the greatest victory; second,

, we must protect assets and allow them to maintain or increase their value; so what everyone cares about this year is not how much money they make, but what everyone cares about is health and living healthily. This is the most important thing this year.

As for some people who say, "You should keep your money bag tight this year and invest and consume cautiously", this sentence is very reasonable. Here is my personal opinion.

In this special year, the epidemic will have a great impact on countries around the world and everyone, causing countries, companies and individuals to fall into crisis.

Therefore, under the global epidemic environment, special treatment should be taken. In addition to protecting life, secondly, we must protect personal money, protect personal assets, invest rationally, and consume rationally. Do the following: (1) Protect yourself

Keeping your money bag tight means that the biggest amount of information this year is that it is difficult to make money this year.

Due to the impact of the epidemic, many companies will face heavy losses, or directly cause the company to go bankrupt, and individual stores will be unable to operate, unable to survive, and will directly close their doors and close down, etc., directly causing heavy economic losses.

Therefore, many people are unemployed this year, and many people have no jobs, which has caused many people to lose their income and have life problems.

At this time, if there is still stock in the wallet, at least there is no crisis, and there is still enough money to maintain expenses during the special period.

(2) Invest cautiously. 2020 will be a major shakeup in all walks of life. Most industries will eliminate a group, and eventually a group will be left. Therefore, you must be very cautious when investing under this scenario.

If you invest in industry, many companies will face bankruptcy and it will be difficult to survive.

If you invest in a store, there is no business at all, and everyone has no spending power.

If you invest in the financial market, the financial market continues to plummet due to the epidemic. Stock markets, crude oil, futures, funds, etc. all plummet to varying degrees.

If you invest in a house, real estate has entered a cold winter, and even housing prices in first-tier cities have fallen. Investing in a house at this time is to take over.

Nothing is good about investing this year. Blind investment has a very high probability of failure and will only significantly reduce investment costs, so invest with caution.

(3) Prudent Consumption 2020 is designated as the Year of Prudential Consumption, mainly because it is very difficult to make money this year, and many people will lose their income. Losing income means lowering the level of consumption and lowering the quality of life.

If you spend lavishly or overdraft your money even though you have no income this year, it will only make your life worse and worse, and your life will become more and more stressful.

Therefore, it makes sense to consume cautiously, avoid unnecessary expenses, save some money, and give yourself more funds to fight the epidemic.

After all, it is unknown when the epidemic will end, so be prepared for the worst.

Based on the above analysis, in special years, it is indeed very important to do special things, tighten your wallet, and be cautious in consumption and investment. As long as you do these three things, you will be better equipped to resist the adverse effects of the epidemic.