Sell when the market is high and buy when the market is low. Easier said than done, but we should see that the effectiveness of China stock market is gradually improving. In the judgment and investigation of the stock market trend, as well as the choice of individual stocks, the standards gradually tend to be unified, and the judgments made are highly convergent. Under normal circumstances, when the macroeconomic boom is high, the stock market is also rising, with high turnover. This is the best time to sell stocks or funds. On the contrary, when the economic boom cycle falls into a trough, investors' confidence is low, and the stock market also falls. But this is the best time to buy a fund.
Considering the rate supervision of the fund, choose the appropriate redemption opportunity. When fund managers raise funds, in order to attract more investors, investors are encouraged to hold the invested funds for a longer period of time, and different redemption rates are set according to different situations. Some funds are held for half a year or 1 year, and the redemption rate is halved or completely exempted. Therefore, when choosing redemption, you should ask about the relevant redemption rate.
When the performance of the fund is obviously poor, we should be brave enough to abandon it and convert it into other funds. Fund investment operation is different from general stock investment. More inclined to invest for a long time. Investors can tolerate short-term bad performance, such as three months or six months in a row. However, if the performance of the fund still does not improve after 1 year, they should not hesitate to "cut the meat" and sell it to other funds with excellent historical performance and relatively stable performance. Although we say that the historical performance of the fund does not represent the future, on the whole, the stability of the fund performance is still worth looking forward to.
When there is a problem with the operation of the fund manager, he should not hesitate to redeem it. As we all know, due to the different interests pursued by fund managers and holders, it will inevitably lead to the "moral hazard" problem of fund managers. If investors find that the funds they invest in are used by managers as a tool to transfer benefits, in other words, managers should sell the funds immediately in order to seek benefits for specific people and sacrifice investors' rights and interests, and there is no need to place any expectations on them.