Buying a fund is most due to a dime principal, but this possibility is very small. Funds can be divided into different fund types according to different investment targets. Generally speaking, it can be divided into money funds, bond funds, hybrid funds, index funds, stock funds and so on.

Among them, the money fund is the least risky, and the investment direction is mainly some government bonds, time deposits and large deposit certificates. Therefore, the money fund rarely loses money, and it is basically more likely to make money, but because the risk is relatively small, it will not make much money.

Secondly, bond funds are funds that invest in bonds. If this fund is used, the general loss will not be great. The annual loss 10% is relatively large, but there is a bond fund that generally invests in the stock market, so the risk is relatively large. When the market is bad, it is also possible to lose more than 50%.

Finally, there are high-risk funds such as hybrid funds, index funds and stock funds. These funds generally invest in the stock market, so the risk is relatively high. However, the general annualized loss rate rarely leads to a loss of 100%. Generally, even if the loss reaches 60%, there will be no loss in a short time. There will be a process. If investors stop their losses in time, they will not lose money.