Buying a fund for the first time is full of panic and doubt, because many things and regulations are not understood. Some people say that it is good to buy a fund for the first time and choose a fixed investment. Some people say that it is good to buy it directly. So, is it a fixed investment or a one-time purchase?

Is the first time to buy a fund a selective investment or a one-time purchase?

When buying a fund for the first time, you can choose a fixed investment or a one-time purchase. Investors can choose investment methods according to their own conditions. If they are usually busy and have no time to study the fund, my personal suggestion is to choose a fixed investment, because it saves more time, and relatively speaking, a fixed investment has lower requirements for investors and lower risks.

Fixed investment means buying a fund with a fixed time and quota. After the fixed investment conditions are set, investors do not need to operate manually, nor do they need to buy funds at one time. Investors need to buy manually and choose the time.

After investors go to the bank counter to handle the business formalities of fixed-term fund quota, as long as there is enough balance in the customer's passbook, the bank will automatically deduct the money for investment every month, without the customer going to the bank to transfer money, which is convenient, fast and labor-saving.

At the same time, if the customer needs to cancel the regular quota business of the fund, he can cancel the contract at the counter at any time without any punishment or restriction. Regular fixed investment, also known as fixed investment of funds, or regular fixed investment. Generally speaking, there are two ways to invest in funds, single investment and regular quota.