It is very important to choose a good fund for investment funds. Good funds and bad funds will have very different performances. If you are a novice, I suggest you refer to historical performance figures.

Buying a fund, like buying other wealth management products, depends on historical performance. On the basis of good historical performance, choose a fund with stable growth. In addition, another reason for choosing the wrong fund is that the bank staff fooled you. They will tell you that "buying a new fund is better than buying an old fund", because banks can usually get more fees for issuing new funds, or they have the task of apportionment. Investment funds actually entrust special fund managers to invest, so for individual investors, buying funds is a safer way to manage money than directly investing in stocks.

Ways to avoid losses: 1, to avoid chasing up and killing down. 2. Don't blindly follow the trend.