20 1 1 The first money funds were Guangfa Currency A and Currency B. In the first half of this year, the income of Guangfa Currency A was around 4%, and recently it was around 3.5%. Money funds are generally purchased from banks and brokers through T+2 to T+3, and from the direct selling platform of fund companies through T+ 1. It is recommended to buy funds on the direct selling platform of fund companies. There is no difference between these funds because money funds are useless for subscription and redemption, but the subscription fee of banks is generally not discounted when buying stock funds or bond funds, and the minimum discount for direct selling platforms is 40%. To put it simply, the general subscription fee for buying stock funds is 1.5%, and the minimum discount for direct selling platforms is 0.6%. There are still many relative advantages. I'm from Guangfa Fund Company, question 2565438.