1. Is BOC Lifetime Bao safe? Is there any risk?
BOC stooges have high safety. Fund management banks monitor their money funds to ensure their safety. Investors verify the identity of the fund before investing in BOC Huobao to ensure real-name operation. In addition, BOC Huobao is a money market fund and a low-risk variety of securities investment funds, and its risks and expected returns are lower than those of equity funds, hybrid funds and bond funds. BOC Huobao Monetary Fund mainly invests in call deposits, large deposits, bonds and medium-term notes, with high security and stability. Judging from historical data, the risk of stable earnings of money funds is minimal.
At present, the stoop repurchase operation of BOC is relatively simple, with low risk and high security.
Second, how to redeem BOC Live Treasure?
At present, BOC Lifelong Bao supports two repurchase methods: ordinary repurchase and t0 quick repurchase. The repurchase process of BOC Lifetime Bao is very simple, and the purchased BOC Lifetime Bao can be repurchased only by completing the following two steps.
1. Find the redemption fund in the fund transaction around the background of the account.
2. Enter the corresponding share of repurchase after the opening, and click OK.
Note: The repurchase amount will be submitted before 17: 00 on the afternoon of T, 1, and the collection time varies with bank cards. If you need money, you can also choose to redeem it quickly.
3. What is the handling fee for BOC Live Treasure?
It is understood that BOC Huobao does not charge investors an appointment fee and a repurchase fee. Only the management fee of the Monetary Fund account, the annual management fee of BOC Huobao account is 0.27%, the annual management fee is 0.05%, and the annual sales service fee is 0.25%. The minimum single booking fee and booking fee is 65,438+0 yuan, and the minimum single repurchase share is 0.065,438+0.
4. What are the benefits of BOC Live Treasure?
1. Daily dividend
Bank of China Lifelong Bao calculates the income distribution of the day every day and pays it every day. Daily income becomes fund share, and rolling investment is equivalent to negative interest rate!
Stoop daily income calculation formula of Bank of China: daily income = (stoop confirmed capital/10000)* income per ten thousand shares.
Suppose the assets you hold in the current money fund of China Bank are 10000 yuan, and the income per 10,000 shares on that day is 1.88 yuan. If it is substituted into the calculation formula, the income of the day is 1.88 yuan.
2. The income far exceeds the current period.
The current monetary fund of Bank of China mainly invests in high-security and stable financial instruments such as call deposits, certificates of deposit, bonds and medium-term notes, with good returns.
3. 1 yuan
Compared with the threshold of 50,000 yuan and 65,438+10,000 yuan for many asset management products, BOC Lifelong Bao 1 yuan can get started, and asset management is no longer exclusive to the rich.
4. Withdraw cash at any time
You can redeem it quickly on the same day (T0) and collect the money immediately. (For the time being, fast repurchase only supports China bank cards, with a limit of 300,000 per transaction, 7*24 hours a day).
Generally speaking, BOC Stowe is a monetary fund with no capital preservation. See this clearly! However, in the current market, there is little possibility that the money fund will lose money, and BOC Huobao does not charge subscription fees and repurchase fees. Bank of China stoop fund is a money market fund, which belongs to a low-risk variety, and its risk and expected return are lower than those of stock funds, hybrid funds and bond funds. However, investing in Bank of China stoop has risks that cannot be ignored.