Caihui Financial statistics show that among the 184 financial products in operation, the latest annualized rate of return of 22 financial products is at a loss. Among them, the top three wealth management products with the heaviest losses come from three Chinese banks: China Merchants Bank, Bank of Communications and Ping An Bank. Their latest annualized yield losses all exceed 10%. These three financial products are: China Merchants Bank’s Active Strategy No. 5 Financial Product of the Exclusive Rights Series (3 years), which currently has a loss of 30.29%; Ping An Bank’s Yingfeng 0712 Fund’s preferred RMB financial product, and its return rate so far shows that The financial management plan has lost 10.94%; the latest annualized rate of return of Bank of Communications' "Deli Baby Blue No. 12" RMB financial product (1.5 years) shows that this financial product is losing 10.16%.
China Merchants Bank
There is no lower limit for losses - 30% is still within the normal range
According to Caihui Financial statistics, China Merchants Bank’s exclusive rights series are very positive Strategy No. 5 financial product (3 years), the investment object is the China Resources Trust·Exclusive Rights Flexible Allocation No. 5 Fund Trust Plan (hereinafter referred to as the "Exclusive Trust Plan") established by China Merchants Bank on behalf of China Resources Shenzhen Investment Trust Co., Ltd.
From the introduction of China Merchants Bank, this trust plan mainly invests in stocks, warrants (limited to allotment warrants obtained when subscribing for detachable bonds), securities investment funds, and securities issued publicly in accordance with the law in China. Exchange bonds, inter-bank market bonds and bond reverse repos, money market funds, bank deposits, low-risk bank wealth management products and other financial market instruments that comply with Chinese laws and regulations.
It is reported that China Merchants Bank is a financial management product specifically for private banking customers. Its purchase threshold is 500,000 yuan and the investment period is 3 years. It is a non-capital guaranteed floating income financial product and does not have Stop loss point.
This also means that if an investor subscribes for 1 million yuan of this financial product, when the net value of each yuan of the financial product is 0.9533 yuan, its expected investment return will be -4.67%; if The net value per dollar of the financial product drops to 0.8088 yuan, and the investor's investment return rate at this time is -19.12%; if the net value per dollar of the financial product is 1.5 yuan, then on the premise that the product plan is terminated early, the product's The investment return rate will reach 15.25%.