No, if investors have already opened mobile banking or online banking, they can redeem it directly. If investors do not have mobile banking and online banking, they can only redeem them at the bank.

Banks are fund consignment agencies, all of which are open-end funds, and ordinary investors can trade. There are fewer types of funds and higher fees. Common fund consignment platforms are: banks, brokers and third-party consignment platforms (Alipay, WeChat, Tian Tian Fund, etc. ).